All Panel Terms and Conditions — Pakistan Players

Welcome to all panel — the online betting and gaming platform operated at allpanel.ws and made available primarily for players based in Pakistan. These Terms and Conditions ("Terms") form the complete legal agreement between you ("the Player" or "you") and all panel ("we", "us", "the Platform") governing every aspect of your use of our website, mobile interface, betting markets, casino games, and any other services we provide.

By registering an account, making a deposit, placing a bet, or simply accessing any part of the all panel platform, you confirm that you have read, understood, and agreed to be fully bound by these Terms. If you do not agree with any part of these Terms, you must not use the all panel platform in any capacity.

All panel reserves the right to update or modify these Terms at any time. When material changes are made, we will notify registered players via the email address associated with their account or through an on-screen notification at login. Continued use of the platform following notification of changes constitutes your acceptance of the updated Terms.

Use of the all panel platform is strictly restricted to individuals who are at least 18 years of age at the time of registration and at all subsequent times during which their account remains active. All panel enforces this requirement absolutely — there are no exceptions.

By registering on all panel, you confirm that:

• You are at least 18 years old and have the legal capacity to enter into a binding agreement under Pakistani law.
• You are located in Pakistan or are a Pakistani national or resident accessing the platform from abroad.
• You are not registering on behalf of any other person, organisation, or corporate entity.
• You are not currently subject to a self-exclusion order or voluntary exclusion from all panel or any related platform.
• All information you provide during registration is accurate, current, and belongs to you personally.

All panel may request identity verification documents at any time — including but not limited to a copy of your CNIC (Computerised National Identity Card), proof of address, or proof of payment method ownership. Failure to provide satisfactory documentation within the requested timeframe may result in suspension of your account and temporary hold on any pending withdrawals until verification is completed.

Each player is permitted to hold one account only on all panel. Operating multiple accounts — whether under your own name, a different name, or in combination with other individuals — is strictly prohibited and will result in the closure of all associated accounts and forfeiture of any balances held.

When registering, you are required to provide accurate personal details including your full name as it appears on your CNIC, a valid Pakistani mobile number, and a functional email address. This information is used for account verification, payment processing, and customer communications.

• Your all panel account password is your sole responsibility. Use a strong, unique password and do not share it with anyone.
• All panel staff will never ask for your password via any communication channel.
• You must notify all panel customer support immediately if you suspect any unauthorised access to your account.
• You are responsible for all activity that occurs on your account, including bets placed by third parties using your login credentials with or without your knowledge.
• Account credentials must not be sold, transferred, or otherwise given to another individual under any circumstances.

All panel reserves the right to request updated or additional verification at any point during the life of your account — particularly before processing withdrawal requests above certain thresholds or when unusual account activity is detected.

All financial transactions on all panel are conducted exclusively in Pakistani Rupees (PKR). There are no foreign currency transactions and no conversion fees applied to player deposits or withdrawals.

All panel currently accepts the following payment methods for both deposits and withdrawals:

• Withdrawals can only be made to a payment method that was previously used for a deposit, or to an account/wallet verified as belonging to the registered player.
• All panel does not process withdrawals to third-party accounts under any circumstances.
• Withdrawal requests may be subject to identity verification checks before processing, particularly for first withdrawals or amounts above Rs 50,000.
• All panel reserves the right to void any deposit and associated winnings if the payment is found to be fraudulent, disputed, or reversed by the payment provider after crediting.
• Deposits made in error cannot be reversed once used for betting. Contact customer support immediately if you deposit more than intended.

All bets placed on the all panel platform are subject to the following general rules. Sport-specific and game-specific rules are displayed within each betting market and form part of these Terms by reference.

• Bet confirmation: A bet is only confirmed once you receive a bet slip confirmation from all panel with a unique reference number. Bets that have not been formally confirmed are not valid.
• Minimum bet: The minimum bet on any market is Rs 100 unless otherwise stated within the specific market interface.
• Odds changes: Odds displayed at the time you initiate a bet are not guaranteed until the bet is confirmed. If odds change between initiating and confirming, all panel's system will notify you of the updated odds before final confirmation.
• Postponed events: If a sports event is postponed and rescheduled within 24 hours, bets carry over. If postponement exceeds 24 hours or the event is cancelled, all bets on that event are voided and stakes returned.
• Incomplete events: If a match or event is abandoned before the minimum required time specified in game-specific rules, all bets are voided unless a result has already been determined for that market.
• Live betting: In-play bets are accepted until the market is suspended by all panel's trading team. Once a market is suspended, no new bets can be placed regardless of what the interface shows due to connectivity or device delays.
• Error odds: All panel reserves the right to void any bet placed at clearly incorrect odds caused by a technical or human error. We will notify affected players and return stakes promptly.
• Maximum payout: A single bet payout is capped at Rs 10,000,000 (Rs 1 crore) regardless of the stake and odds combination. Multi-bet accumulator payouts are capped at the same limit.

All panel's trading team monitors betting patterns for suspicious activity. Bets placed as part of coordinated manipulation of markets — including match fixing, insider information exploitation, or arbitrage abuse using promotional balances — will be voided and the accounts involved suspended pending investigation.

All panel offers various bonuses and promotional offers to both new and existing players. Each individual promotion has its own specific terms that will be communicated at the time of the offer. The general bonus policy below applies to all promotions unless the specific offer states otherwise.

• Bonuses are credited in PKR to your all panel bonus wallet and are separate from your main cash wallet until wagering requirements are met.
• The standard wagering requirement for deposit match bonuses on all panel is 10x the bonus amount unless stated otherwise in the specific promotion.
• Wagering requirements must be completed within 30 calendar days of the bonus being credited. Any unused bonus balance expires after this period.
• Casino slot games contribute 100% of bet value toward wagering requirements. Live casino and sports bets contribute at rates specified in each offer.
• All panel reserves the right to withdraw or modify any bonus offer before it has been claimed without prior notice.
• Each player may claim any specific welcome or first-deposit bonus only once. Attempts to claim the same bonus multiple times through separate accounts constitute a breach of these Terms.
• Bonuses are non-transferable and have no cash value until wagering requirements are fully satisfied.
• Free bet credits can be used to place bets at minimum stake but the free bet stake itself is not included in returns — only the winnings portion is credited.

All panel offers a range of casino products including slot games, live dealer tables (including Teen Patti, Roulette, Baccarat, and Blackjack), the Aviator crash game, and esports betting markets. The following additional rules apply to these categories:

• Slot games: Slot game outcomes are determined by certified Random Number Generator (RNG) software provided by third-party game suppliers. All panel does not influence or have the ability to influence individual game outcomes.
• Live dealer games: Live dealer games — including all panel's Teen Patti tables — are conducted by trained human dealers in a professional studio environment. The outcomes are determined by physical dealing and are broadcast live. All panel's live gaming studios are subject to independent technical compliance testing.
• Aviator: The Aviator game uses a certified provably fair algorithm. The multiplier for each round is determined before the round begins and can be independently verified using the seed values provided in the game interface after each round.
• Esports betting: Esports markets on all panel are settled based on official results announced by the relevant tournament organiser. In the event of a dispute about the official result, all panel will wait for confirmation from the organiser before settling markets.
• Game malfunctions: In the event of a technical malfunction during a game session — server disconnect, interrupted live stream, or game software error — the affected round is voided and the stake returned. Winnings accrued during a session affected by a malfunction may be withheld pending investigation if the malfunction affected the game outcome.

All panel is committed to responsible gaming and expects all players to engage with the platform in a manner consistent with healthy, controlled gambling behaviour. By using the all panel platform, you acknowledge the following:

• Gambling is a form of entertainment and should be treated as such — not as a source of income or a means of recovering financial losses.
• You accept full personal responsibility for monitoring and controlling your own gambling activity on all panel.
• You will make use of the responsible gaming tools available in your account settings — including deposit limits, session time alerts, cool-off periods, and self-exclusion — if you feel your gambling is becoming difficult to control.
• You will not gamble while under the influence of alcohol, drugs, or any other substances that impair judgement.

All panel provides the following responsible gaming tools free of charge to all registered players:

• Daily, weekly, and monthly deposit limits — set in PKR, enforced automatically by the system.
• Session time reminders — configurable notifications after set durations of continuous play.
• Temporary cool-off periods — from 24 hours to six weeks, during which deposits and betting are disabled.
• Permanent self-exclusion — closes your account and prevents re-registration for a minimum of 12 months.

If you believe you or someone close to you has a gambling problem, please visit the Responsible Gaming page or contact all panel support directly for guidance and assistance.

The following actions are strictly prohibited on the all panel platform. Violations will result in immediate account suspension, forfeiture of balances, and may be referred to relevant authorities where applicable:

• Registering or operating more than one account per individual person.
• Providing false, incomplete, or misleading information during registration or any subsequent verification process.
• Using the platform if you are under 18 years of age.
• Attempting to manipulate game or betting outcomes through any technical means including software bots, automated scripts, or exploiting system vulnerabilities.
• Money laundering — using all panel to deposit, move, or withdraw funds derived from illegal sources.
• Placing bets based on privileged insider information relating to match outcomes, player injuries, or team selections not available to the general public.
• Colluding with other players in live dealer games, particularly in Teen Patti, to gain an unfair advantage over other players at the table.
• Abusing bonus offers through systematic multi-account exploitation, as described in Section 6.
• Attempting to access the accounts of other players or any restricted areas of the all panel system.
• Using offensive, abusive, or threatening language in any communication channel provided by all panel, including live chat.

All content on the all panel platform — including but not limited to the brand name, logo, website design, graphics, text, betting interfaces, game interfaces, and all underlying software — is the intellectual property of all panel or its licensed third-party providers and is protected under applicable intellectual property laws.

• You may not copy, reproduce, redistribute, or commercially exploit any content from the all panel platform without explicit written permission.
• You may not frame or use framing techniques to enclose any part of the all panel website on any third-party website.
• Scraping, data mining, or automated collection of odds, game data, or any other information from all panel without written agreement is prohibited.
• Game content provided by third-party software suppliers remains the intellectual property of those suppliers and is licensed to all panel for use on the platform.

All panel provides its services on an "as available" basis. While we make every reasonable effort to ensure continuous, error-free operation of the platform, we cannot guarantee uninterrupted service and do not accept liability for losses resulting from circumstances outside our reasonable control.

• All panel is not liable for any loss of profits, revenue, data, or opportunity arising from use or inability to use the platform, except where such loss results directly from our proven gross negligence or wilful misconduct.
• All panel is not responsible for telecommunications network failures, internet outages, or device-level issues that prevent you from placing, modifying, or withdrawing bets.
• In the event of a technical error that results in an incorrect bet settlement, all panel's liability is limited to the correction of the settlement — we are not liable for consequential losses arising from the delay in correction.
• All panel's total aggregate liability to any single player in any 12-month period shall not exceed the total net deposits made by that player during the same period.

All panel reserves the right to suspend, restrict, or permanently close any player account at any time for reasons including but not limited to:

• Violation of any provision of these Terms and Conditions.
• Suspected fraudulent activity, money laundering, or breach of applicable laws.
• Failure to complete identity verification within the required timeframe.
• Detection of a player's underage status.
• Player request for self-exclusion or account closure.
• Regulatory instruction requiring account restriction or closure.

Where an account is closed due to a player's own request or by all panel for non-fraud related reasons, any remaining cash balance (excluding bonus funds that have not met wagering requirements) will be returned to the player using their verified payment method. Refunds to the original payment method are processed within 5 business days of closure confirmation.

Where an account is suspended due to suspected fraud or Terms violation, funds may be held pending the outcome of investigation. All panel will communicate the timeline and process to the affected player as soon as a review is underway.

All panel collects, stores, and processes personal data in accordance with our Privacy Policy, which forms part of these Terms by reference. By registering on all panel, you consent to the collection and use of your personal information as described in the Privacy Policy.

• All panel does not sell your personal data to third parties for marketing purposes.
• Your data is shared with payment processors (Easypaisa, JazzCash, etc.) solely to the extent necessary to process your transactions.
• All panel uses cookies to improve platform functionality and personalise your experience. Essential cookies cannot be disabled as they are required for the platform to function. Optional analytics cookies can be managed through your browser settings.
• You have the right to request access to, correction of, or deletion of your personal data at any time by contacting all panel support.
• Data retention periods and your full rights as a data subject are detailed in the Privacy Policy.

All panel may amend these Terms at any time. When changes are made, we will:

• Update the "Last Updated" date displayed at the top of this page.
• Notify registered players of material changes via their registered email address or via an on-screen notification at their next login.
• For significant structural changes, provide a summary of what has changed and why.

If you disagree with any amendment to these Terms, you may close your account by contacting all panel support before the effective date of the changes. Continued use of the platform after the effective date of any amendment constitutes your acceptance of the amended Terms.

These Terms are governed by and construed in accordance with applicable law. In the event of a dispute between you and all panel arising from your use of the platform:

• Step 1 — Internal complaint: Contact all panel's customer support team with full details of your complaint. We aim to acknowledge all complaints within 24 hours and provide a full response within 7 business days.
• Step 2 — Escalation: If you are not satisfied with the initial response, you may escalate your complaint to all panel's senior disputes team by emailing support@allpanel.ws with the subject line "Formal Dispute — [Your Account ID]".
• Step 3 — Resolution: All panel will issue a final decision on all formal disputes within 14 business days of receiving the escalated complaint. This decision is binding on all panel.

All panel's decisions on sports betting market outcomes, game results determined by certified RNG software, and matters covered by clear and unambiguous provisions of these Terms are final and not subject to further dispute once the internal complaints process has concluded.

If you have any questions about these Terms and Conditions or need clarification on any policy, all panel's support team is available 24 hours a day, seven days a week in both English and Urdu.

For legal notices and formal correspondence, please use the email address above with the subject line clearly marked. We do not accept service of legal process through any channel other than the registered email address of all panel.